Audit & Assurance

RERA service charge
& reserve fund audits.

Service charge and reserve fund audits for owners associations and developers. RERA-approved auditor status across Dubai.

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What RERA requires

The Real Estate Regulatory Agency (RERA) mandates annual independent audits of service charge accounts and reserve funds for every owners association in Dubai. The audit must be conducted by a RERA-approved auditor and submitted alongside the annual budget approval.

ECOVIS JRB is a RERA-approved auditor. We audit dozens of OAs across Dubai every year — from small mid-rise buildings to large mixed-use master developments.

Scope of the audit

  • Service charge income — collections, ageing analysis, recoverability
  • Operating expenditure — payments, supplier verification, cost categorisation
  • Reserve fund — bank reconciliations, sinking fund movements, ring-fencing
  • Budget vs actual analysis — variance commentary for the AGM
  • Over-recovery analysis — common finding that we report on transparently

Who we work with

We work with owners associations, developers, master developers and property management companies. Common engagement types include annual audits, budget reviews, snagging audits, handover audits and forensic reviews where there's a dispute.

RERA framework

The Dubai real estate
audit rulebook.

RERA audits in Dubai are governed primarily by Dubai Law No. 8 of 2007 concerning the Real Estate Development Trust Account (the Escrow Law), Law No. 6 of 2019 on Joint Property Ownership, and the RERA Approved Auditor Rules. Only auditors specifically listed on the Dubai Land Department (DLD) approved auditor list can conduct RERA audits.

Three core RERA audit obligations apply to Dubai real estate:

  • Escrow account audits — annual audits of project escrow accounts for every active real estate development
  • Service charge audits — annual audits of service charges collected from owners of jointly-owned property (JOP), submitted via the Mollak system
  • Service charge budget reviews — annual independent review of next-year service charge budgets before they are issued to unit owners

Who must comply

Real estate developers with active off-plan projects must have escrow audits. Owners' Associations (now structured as JOPs under Law No. 6/2019) and property management companies handling service charges must have annual service charge audits. Audits typically need to be completed by 31 March of the following year for JOP service charges, with earlier deadlines for escrow audits depending on the project completion stage.

Our RERA audit process

How a service
charge audit runs.

Mollak data extraction

We extract the full transaction history from the Mollak system for the property — service charge collections, expenses, reserve fund movements and arrears.

Bank and supplier verification

Bank reconciliations for service charge accounts. Supplier invoice testing for major expense categories — cleaning, security, maintenance, utilities, insurance.

Owner allocation testing

We test that service charges have been correctly allocated to unit owners based on unit area or share of common property, per the master community declaration.

Reserve fund and reporting

Verification of reserve fund balances. Issue the formal RERA audit report and upload to the DLD Mollak portal within deadlines.

FAQ

Frequently asked.

What is a RERA audit?+
A RERA audit is an annual independent audit of a Dubai real estate developer's escrow accounts, or of a property management company / Owners' Association's service charge accounts. The audit must be conducted by an auditor approved by the Dubai Land Department's Real Estate Regulatory Agency (RERA).
Who needs a RERA service charge audit?+
Property management companies handling service charges for Jointly Owned Properties (JOP) in Dubai must arrange an annual independent service charge audit. The audit report must be submitted via the Mollak system, typically by 31 March of the following year.
What is Mollak?+
Mollak is the Dubai Land Department's online system for managing service charge transactions for Jointly Owned Properties in Dubai. All service charge collections, expenses and audit reports must be recorded in Mollak. Approved RERA auditors have direct access to the system.
What's the difference between escrow audit and service charge audit?+
Escrow audits apply to real estate developers' project escrow accounts (Law No. 8 of 2007) — testing that project funds are being used only for the specific development. Service charge audits apply to property management companies and Owners' Associations — testing that service charges collected from unit owners are properly used for maintenance and reserves.
What happens if a RERA audit identifies issues?+
Findings are reported to RERA and the property manager / developer. Material issues can trigger investigations, fines, or in severe cases suspension of the management appointment. We work with management to address findings before final report submission where possible.
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